RESOURCES
THINGS YOU NEED TO KNOW ABOUT
DOWNSIZING
Are you feeling overwhelmed by the clutter in your living space? You're not alone. Clutter can make it hard to relax, focus, and be productive. However, decluttering can feel like an overwhelming task. In this post, we will share some simple ways to declutter your space that are easy to implement and will make a big difference in your life. Start by removing trash. Begin by choosing one small area to organize — like a drawer. Sort items into three piles: Keep, donate and toss. Find a specific home for everything you intend to keep — for example, a hook for your keys. Group similar items together, instead of storing them in multiple places, so you always know where to find them. If you buy something new, pledge to get rid of something else to limit items in your home. If you're holding on to items to pass to the next generation, ask your heirs if they want the items. Be prepared for them to say no, and be gracious. Don't try to do everything all at once. Schedule limited amounts of time to work on decluttering and organizing on a regular basis
Are you considering downsizing your home or belongings? Whether you're an empty-nester, retiree, or simply looking to simplify your life, downsizing can be a great way to reduce clutter, save money, and improve your quality of life. But where do you start? We have compiled a resource list to help you make the most of your downsizing journey. Decluttr - Decluttr is an online platform that allows you to sell your unwanted items, including electronics, CDs, DVDs, and video games. This is a great way to get rid of items that are still in good condition and make some extra money in the process. eBay - eBay is a popular online marketplace where you can sell your items directly to buyers. This is a great way to reach a large audience and sell items that may be too specialized for other platforms. Craigslist - Craigslist is a classifieds website where you can sell items to people in your local area. This is a great option for larger items, such as furniture or appliances. Freecycle - Freecycle is a network of local groups where people can give away unwanted items for free. This is a great way to get rid of items that may not be worth selling, but are still in good condition. Nextdoor - Nextdoor is a social networking platform for your local community. It can be a great resource for finding people who are interested in your items for sale, or for finding local donation centers. Marie Kondo - Marie Kondo is a bestselling author and organizational consultant who has popularized the KonMari method of decluttering. Her books and website offer helpful tips and advice for downsizing and organizing your home. AARP - The AARP website offers resources and advice for seniors who are downsizing. This includes tips for decluttering, finding a new home, and dealing with the emotional aspects of downsizing. National Association of Senior Move Managers - The National Association of Senior Move Managers is a professional organization that offers resources and advice for seniors who are downsizing and moving. They can help with everything from decluttering to packing and moving. Local senior centers - Local senior centers may offer resources and advice for seniors who are downsizing. They may also offer classes or workshops on decluttering and organizing your home. Professional organizers - If you need help with downsizing and organizing your home, a professional organizer can be a great resource. They can help you develop a plan for decluttering and organizing your home, and provide hands-on assistance with the process. EstateSales.Net- If you need help choosing the best company for you. They can help you Clean out a home, offer full service professional cleaning, Buy outs, estate sales, and antique auctioning. They offer a free consultation in your area. Primerica Financial Services- Complimentary consultation with a Financial Advisor that will help you plan for your retirement, and additional investment vehicles. Trust and Estate Attorney (Pleasanton Estate Law Firm)- Their team takes the time to get to know what your goals are and help you meet them. They can help you update your Trust and customize your estate plans for your family’s security. Remoov- This company will pick up and sell, donate, or recycle all your unwanted items. You can text a photo of your stuff for a free pickup quote. Items are sold via the best resale. Receive 50% of what items sale for. Move.org- This is a site that will find you the cheapest and best moving container company and storage options. It can save you upwards of $400 for most moves. Californiamoversusa.com- If you need help moving packing/unpacking, furniture, or an entire move, California Movers offer full service. They are licensed and insured. They offer low rates and no hidden fees. 100% Satisfaction Rate. Flat Price= No Surprises
exposure in
ASBESTOS
Learn about the warning signs and symptoms of mesothelioma, a rare but aggressive cancer caused by asbestos exposure. Our comprehensive blog post provides valuable insights and information to help you understand the symptoms, seek timely medical attention, and improve the chances of early diagnosis and treatment.
Protect yourself, your family, and others from potential asbestos exposure lurking in homes built before the 1980s. Our informative blog provides essential knowledge, tips, and precautions to help you navigate asbestos hazards in your home, ensuring a safe living environment for everyone.
HELPFUL GUIDE ABOUT
PROP19
Proposition 19 , also known as the Home Protection for Seniors, Severely Disabled, Families, and Victims of Wildfire or Natural Disasters Act, is a California ballot proposition that was approved by voters in November 2020. Here is some information you may find helpful about Prop 19: Purpose : The proposition changes certain property tax rules in California to allow eligible homeowners to transfer their property tax assessments to a replacement property of any value, anywhere in the state, as many times as they wish. Eligibility : The proposition applies to homeowners who are over 55 years old, severely disabled, or victims of wildfires or natural disasters. It also applies to the children of eligible homeowners who inherit their primary residence but do not use it as their own primary residence. Property Tax Assessment : Under Prop 19, eligible homeowners can transfer their property tax assessment to a replacement property of equal or lesser value. If the replacement property is of higher value, the property tax assessment will be adjusted upward to reflect the new value. Inheritance : Prop 19 also changes the rules regarding the transfer of property tax assessments for inherited homes. Under the new rules, inherited homes that are not used as the heir's primary residence will be reassessed at market value when transferred. Revenue : The proposition is expected to generate hundreds of millions of dollars in additional revenue for local governments and schools each year, as a result of the reassessment of certain properties. Implementation : Prop 19 took effect on April 1, 2021. It's important to note that there are some complexities and details to Prop 19 that may not be covered in this brief overview. It's always a good idea to consult with a tax or legal professional for advice specific to your situation.
facts about
BRIDGE LOAN
A bridge loan is a type of short-term loan that is typically used to help bridge a financial gap between the purchase of a new property and the sale of an existing property. Here is everything you need to know about bridge loans: How Bridge Loans Work: Bridge loans are typically used when a homeowner is looking to purchase a new property, but hasn't yet sold their existing property. The bridge loan provides the homeowner with the funds necessary to make the purchase, with the understanding that the loan will be paid back once the existing property is sold. Types of Bridge Loans: There are two main types of bridge loans: closed bridge loans and open bridge loans. A closed bridge loan has a set term and repayment date, whereas an open bridge loan has no set term or repayment date, and is typically more flexible. Interest Rates: Bridge loans typically have higher interest rates than traditional mortgage loans, since they are considered to be higher-risk loans. Interest rates can vary depending on the lender, but they can range anywhere from 6% to 15%. Loan Amounts: The amount of a bridge loan can vary depending on the lender and the borrower's financial situation. Typically, bridge loans range from $50,000 to $5 million, but some lenders may offer higher amounts. Eligibility Requirements: Eligibility requirements for bridge loans can vary depending on the lender, but typically include a good credit score, proof of income, and a strong financial history. Some lenders may also require collateral, such as the existing property. Repayment Terms: Bridge loans typically have short repayment terms, ranging from a few weeks to a few months. Some bridge loans may also require interest-only payments during the term of the loan, with the full principal amount due at the end of the term. Advantages of Bridge Loans: Bridge loans can be advantageous for homeowners who need quick access to funds to purchase a new property, and who are confident in their ability to sell their existing property quickly. They can also be helpful for real estate investors who need to act quickly on investment opportunities. Risks of Bridge Loans: Bridge loans can be risky if the borrower is unable to sell their existing property within the loan term. This can lead to default and foreclosure on both properties. Additionally, the high interest rates associated with bridge loans can result in high monthly payments and financial strain for the borrower. Overall, bridge loans can be a helpful tool for homeowners and investors who need quick access to funds to purchase a new property. However, it's important to carefully consider the risks and advantages before deciding if a bridge loan is the right choice for your financial situation
When you need financing for a new home but haven't yet sold your current one, a bridge loan can be a good option. This type of loan bridges the gap between the purchase of your new home and the sale of your old one. But with so many lenders offering bridge loans, it can be overwhelming to choose the right one. In this post, we'll highlight some of the top lenders that offer bridge loans to help you make an informed decision. Wells Fargo - Wells Fargo is a national bank that offers bridge loans with flexible repayment terms. Bank of America - Bank of America offers bridge loans with low interest rates and flexible repayment terms. JPMorgan Chase - JPMorgan Chase offers bridge loans for both residential and commercial properties. TD Bank - TD Bank offers bridge loans with competitive interest rates and no prepayment penalties. Union Bank - Union Bank offers bridge loans with flexible repayment terms and quick approval times. Citibank - Citibank offers bridge loans with competitive interest rates and no prepayment penalties. Bridge Loan Network - Bridge Loan Network is a marketplace that connects borrowers with a network of lenders that offer bridge loans. Angel Oak Prime Bridge - Angel Oak Prime Bridge is a direct lender that specializes in providing bridge loans for real estate investors. LendingHome - LendingHome is an online lender that offers bridge loans for residential properties. Loanpal - Loanpal is an online lender that offers bridge loans with competitive interest rates and flexible repayment terms. It's important to do your own research and compare loan terms, interest rates, and eligibility requirements when considering a bridge loan from any lender. Additionally, it's a good idea to consult with a financial advisor or real estate professional to determine if a bridge loan is the right choice for your financial situation.
Coldwell Banker Realty
Michelle Lewis
License# 01997405
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450 Main St, Pleasanton, CA 94566, United States of America ste 207
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